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(07.2022)</image:caption></image:image><lastmod>2025-04-09T20:19:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2022/08/08/adaptive-response/</loc><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2022/08/3ffc6-nsplsh_a532a621ae5f4506958f23a394c5b39fmv2.jpg</image:loc><image:title>Help</image:title><image:caption>Image: Unsplash | Andreea Popa</image:caption></image:image><lastmod>2025-04-09T20:13:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2022/07/25/fact-or-fiction/</loc><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2022/07/7a7ca-nsplsh_38499a8c60964152b5324e3ca7e73334mv2.jpg</image:loc><image:title>Books</image:title><image:caption>Image: Unsplash | Eli Francis</image:caption></image:image><lastmod>2025-04-09T20:09:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2022/08/22/playlist-side-b/</loc><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2022/08/2e3b7-nsplsh_434d6e4e6951426b774249mv2_d_4272_2848_s_4_2.jpg</image:loc><image:title>Record</image:title><image:caption>Image: Unsplash | Jack Hamilton</image:caption></image:image><lastmod>2025-04-07T12:51:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2022/09/26/atlantic-province/</loc><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2022/09/bbe5c-636d7c_2efcedf3de294ee0bc6c3c7d46ae1a77mv2.png</image:loc><image:title>Eastern Canada</image:title></image:image><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2022/09/aea31-636d7c_4293a4b683644feca4099b9a81e024a2mv2.jpg</image:loc><image:title>Bay of Fundy</image:title><image:caption>Bay of Fundy | Nova 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Simmer</image:caption></image:image><lastmod>2025-04-03T18:00:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2022/11/07/the-marines/</loc><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2022/11/ad7dd-636d7c_9ca3d8726335434886408058bd4d7aefmv2.jpg</image:loc><image:title>636d7c_9ca3d8726335434886408058bd4d7aef~mv2</image:title><image:caption>MCRD San Diego (08.1993)</image:caption></image:image><lastmod>2025-04-01T13:50:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2022/11/21/travel-2023/</loc><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2022/11/85b6d-nsplsh_6b5978676d34325351736fmv2_d_5773_4000_s_4_2.jpg</image:loc><image:title>nsplsh_6b5978676d34325351736f~mv2_d_5773_4000_s_4_2</image:title><image:caption>Image: Unsplash | Heidi Kaden</image:caption></image:image><lastmod>2025-04-01T13:47:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2022/12/05/fun-with-numbers-2022/</loc><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2022/12/e0702-nsplsh_5eb4a3f19f914ca890f8058df91576d9mv2.jpg</image:loc><image:title>Numbers</image:title><image:caption>Photo: Unsplash | Mika Baumeister</image:caption></image:image><lastmod>2025-03-31T13:54:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2023/01/01/intentions-2023/</loc><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2023/01/b9cd2-nsplsh_68626b574d6a3431593049mv2_d_5184_3456_s_4_2.jpg</image:loc><image:title>Ticket</image:title><image:caption>Image: Unsplash | Jen Theodore</image:caption></image:image><lastmod>2025-03-31T13:51:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2023/02/01/central-america/</loc><lastmod>2025-03-29T22:37:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2023/03/01/mexico/</loc><lastmod>2025-03-28T12:59:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2023/04/01/texas/</loc><lastmod>2025-03-25T14:43:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2023/06/01/greece/</loc><lastmod>2025-03-23T20:17:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2023/07/01/turkei/</loc><lastmod>2025-03-22T20:01:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2023/08/01/middle-east/</loc><lastmod>2025-03-21T19:43:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2023/09/01/arabian-nights/</loc><lastmod>2025-03-20T19:11:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2023/10/01/north-africa/</loc><lastmod>2025-03-19T23:44:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2023/11/01/full-circle/</loc><lastmod>2025-03-18T18:22:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2023/12/01/promised-land/</loc><lastmod>2025-03-17T18:53:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2024/01/01/fun-with-numbers-2023/</loc><lastmod>2025-03-16T19:01:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2024/02/01/aotearoa/</loc><lastmod>2025-03-15T20:08:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2024/03/01/down-under/</loc><lastmod>2025-03-14T16:41:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2024/04/01/whirled-travel/</loc><lastmod>2025-03-13T20:45:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2024/05/01/lost-in-translation/</loc><lastmod>2025-03-10T20:54:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2024/06/01/japan/</loc><lastmod>2025-03-09T19:56:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2024/07/01/republic-of-korea/</loc><lastmod>2025-03-07T19:31:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2024/08/01/toronto/</loc><lastmod>2025-03-06T22:44:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2024/09/01/economics/</loc><lastmod>2025-03-06T01:38:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2024/10/01/texas-2/</loc><lastmod>2025-03-04T19:53:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2024/11/01/variations_on_a_theme/</loc><lastmod>2025-03-03T20:10:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2024/12/01/carnaval/</loc><lastmod>2025-03-03T20:08:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2025/03/01/galapagos-islands/</loc><lastmod>2025-03-03T19:31:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2025/01/01/antarctica/</loc><lastmod>2025-02-27T18:19:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2025/02/01/rapanui/</loc><lastmod>2025-02-26T20:30:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2024/05/26/best-of-the-worst/</loc><lastmod>2024-05-26T20:24:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2022/12/19/year-in-review-2022/</loc><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2022/12/af6bd-nsplsh_67373737228544e88831f0762abb42e3mv2.jpg</image:loc><image:title>nsplsh_67373737228544e88831f0762abb42e3~mv2</image:title><image:caption>Photo: Unsplash | Mohamed Nohassi</image:caption></image:image><lastmod>2023-08-17T07:45:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2023/05/01/intermission/</loc><lastmod>2023-05-01T17:45:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2021/11/29/healthcare-discussion/</loc><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2021/11/f5322-636d7c_8872009b23324f8bb80ef40cd67cac96mv2.jpg</image:loc><image:title>Fighting</image:title><image:caption>Photo: Unsplash | Maxime Gilbert</image:caption></image:image><lastmod>2023-03-02T13:48:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2021/11/22/healthcare-international/</loc><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2021/11/53c45-636d7c_9a90c2e32ded4509bb5bdb63a8e09d02mv2.png</image:loc><image:title>Healthcare Charts</image:title></image:image><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2021/11/00b7d-nsplsh_c4bf5cf42a0445bcadbc3243c62a5b32mv2.jpg</image:loc><image:title>Flags</image:title><image:caption>Photo: Unsplash | Nick Fewings</image:caption></image:image><lastmod>2023-03-02T13:43:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2021/11/15/healthcare-stats/</loc><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2021/11/d48da-636d7c_49b9b31c922e4142922978721a0440d4mv2.png</image:loc><image:title>Healthcare Spend</image:title></image:image><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2021/11/e6229-636d7c_9b97a55867cd404b86cfa5a1f1b7b887mv2.png</image:loc><image:title>Cause of Death</image:title></image:image><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2021/11/abb30-636d7c_a542c9b156044de5a71fdd7447de8143mv2.png</image:loc><image:title>Healthcare Spend</image:title></image:image><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2021/11/0cb96-636d7c_4f3ba5ebc60c4c9997319dbd39d58b88mv2.png</image:loc><image:title>Healthcare Spend</image:title></image:image><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2021/11/f6f7b-636d7c_4e38542658ba4203be5cfff58713190amv2.png</image:loc><image:title>Healthcare Spend</image:title></image:image><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2021/11/54e5f-636d7c_d4fb6fb246c84afe952f52ac19071833mv2.png</image:loc><image:title>Healthcare Spend</image:title></image:image><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2021/11/c7b9e-636d7c_1f718499adf849eb9019114b2132dfc5mv2.png</image:loc><image:title>Healthcare Spend</image:title></image:image><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2021/11/734d6-021105541a56d40d0f8d2080824e8448.jpg</image:loc><image:title>Graph</image:title><image:caption>Image: Wix | Upward Curve</image:caption></image:image><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2021/11/ef586-636d7c_9b065c7f63a747658f0de5d2b3db3dcdmv2.png</image:loc><image:title>Health Insurance</image:title></image:image><lastmod>2023-03-02T13:26:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2022/08/29/one-year-52-pick-up/</loc><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2022/08/710c2-nsplsh_e6dcbff7876f40c39608fe908f831abcmv2.jpg</image:loc><image:title>52</image:title><image:caption>Photo: Unsplash | Andrea De Santis</image:caption></image:image><lastmod>2023-02-14T18:38:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2022/08/15/trans-canada-highway/</loc><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2022/08/5e4ed-636d7c_327fe11ed4014b77b8d8bb8232de4a3bmv2.png</image:loc><image:title>Trans Canada Highway</image:title></image:image><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2022/08/a0b81-636d7c_b2cc9d01debe4d0485bf699a14d88b2fmv2.jpg</image:loc><image:title>Kenai Fjords</image:title><image:caption>Kenai Fjords National Park | Harding Ice Field (07.2022)</image:caption></image:image><lastmod>2023-02-14T18:37:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2022/07/11/coffee-talk/</loc><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2022/07/0c795-nsplsh_9b925b899e884eff9c25e06698c3b2f9mv2.jpg</image:loc><image:title>Coffee</image:title><image:caption>Image: Unsplash | Nathan Dumlao</image:caption></image:image><lastmod>2023-02-14T18:34:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2021/12/27/favorite-books/</loc><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2021/12/b802f-nsplsh_42d29d0699774b598bea251cbef5fa24mv2.jpg</image:loc><image:title>nsplsh_42d29d0699774b598bea251cbef5fa24~mv2</image:title><image:caption>Photo: Unsplash | Tim Wildsmith</image:caption></image:image><lastmod>2023-02-14T18:20:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2021/12/20/travel-winter-2022/</loc><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2021/12/8d318-636d7c_cf54e330eccc4b52a0819c72cf58a31bmv2.jpg</image:loc><image:title>Tijuana</image:title><image:caption>Tijuana | Mexico (04.2016)</image:caption></image:image><lastmod>2023-02-14T18:20:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2021/12/13/healthcare-next-steps/</loc><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2021/12/2478a-nsplsh_5966435643504d4e643338mv2_d_3264_2448_s_4_2.jpg</image:loc><image:title>Staircase</image:title><image:caption>Photo: Unsplash | Ludde Lorentz</image:caption></image:image><lastmod>2023-02-14T18:19:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2021/12/06/healthcare-solutions/</loc><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2021/12/58c0c-nsplsh_6a76425869796e494e4745mv2_d_5470_3647_s_4_2.jpg</image:loc><image:title>Rubik Cube</image:title><image:caption>Photo: Unsplash | Olav Ahrens Røtne</image:caption></image:image><lastmod>2023-02-14T18:19:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2021/11/08/healthcare-history/</loc><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2021/11/50dbc-nsplsh_0bf42dde8dc6490fa8bd0db4518fb9a2mv2.jpg</image:loc><image:title>Ambulance</image:title><image:caption>Photo: Unsplash | Camilo Jimenez</image:caption></image:image><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2021/11/58126-636d7c_155322ead0664cf7b2483abaecd05c84mv2.png</image:loc><image:title>Pharmaceutical</image:title></image:image><lastmod>2023-02-14T18:17:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2021/11/01/healthcare-background/</loc><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2021/11/a23e4-nsplsh_470000e3f1b340b493e6e3e5119224cbmv2.jpg</image:loc><image:title>Playmobil</image:title><image:caption>Photo: Unsplash | Daniele D'Andreti</image:caption></image:image><lastmod>2023-02-14T18:17:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2021/10/18/national-parks/</loc><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2021/10/ccff5-636d7c_ce96a84bc41e4bd1a87a8614c20f2245mv2.jpg</image:loc><image:title>Capitol Reef</image:title><image:caption>Capitol Reef National Park | Utah (09.2021)</image:caption></image:image><lastmod>2023-02-14T18:16:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2021/10/11/hostels/</loc><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2021/10/e1a6b-636d7c_3b582f6c61024cfbaf44ec9005c0dae5mv2.jpg</image:loc><image:title>Chicago</image:title><image:caption>Chicago (09.2021)</image:caption></image:image><lastmod>2023-02-14T18:15:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2021/10/04/zion-narrows/</loc><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2021/10/cfbc5-636d7c_f72aac6a29a6411195c56d79d9b5ba88mv2.jpg</image:loc><image:title>Zion</image:title><image:caption>Zion Narrows | Utah (09.2021)</image:caption></image:image><lastmod>2023-02-14T18:15:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2021/09/27/grand-canyon-r2r2r/</loc><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2021/09/9ced4-636d7c_080cc4ae8bab4a0ea8cdd9338c085cfbmv2.jpg</image:loc><image:title>Grand Canyon</image:title><image:caption>Grand Canyon: South Kaibab Trail | Arizona (09.2021)</image:caption></image:image><lastmod>2023-02-14T18:15:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2021/09/20/travel-fall-2021/</loc><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2021/09/2cc85-636d7c_260b3feb17904ac4b4d44b648b37f008mv2.jpg</image:loc><image:title>Monument Valley</image:title><image:caption>Monument Valley | Arizona (03.2013)</image:caption></image:image><lastmod>2023-02-14T18:14:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2021/09/06/future-travel/</loc><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2021/09/1bfa9-636d7c_e93a69c234d24bed8f86452fd7296f59mv2.jpg</image:loc><image:title>Las Vegas</image:title><image:caption>Seven Magic Mountains | Las Vegas (01.2020)</image:caption></image:image><lastmod>2023-02-14T18:14:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/2021/08/30/travel-history/</loc><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2021/08/a5f66-636d7c_cfe8bad9ccab4d73aff778c5457f4d32mv2.jpg</image:loc><image:title>Death Valley</image:title><image:caption>Death Valley National Park | California (01.2020)</image:caption></image:image><lastmod>2023-02-14T18:13:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com/blog/</loc><lastmod>2023-02-01T10:36:23+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>https://garthmonroe.com/2021/09/13/zen-centers/</loc><image:image><image:loc>https://garthmonroe.com/wp-content/uploads/2021/09/f492e-636d7c_f9d1efba100b4af29643a04e6b6ae551mv2.jpg</image:loc><image:title>City Center</image:title><image:caption>San Francisco Zen Center (10.2013)</image:caption></image:image><lastmod>2023-01-16T22:42:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://garthmonroe.com</loc><changefreq>daily</changefreq><priority>1.0</priority><lastmod>2026-04-03T05:42:01+00:00</lastmod></url></urlset>
